Our confidentiality and security are paramount to our business

PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY BEFORE USING THE LIFESTEPS FINANCIAL WEBSITE.

By using this site, you signify that you agree to these terms of use. If you do not agree to these terms of use, please do not use this site.

The information, text, graphics and links provided herein are provided by LifeSteps Financial as a convenience to you. We reserve the right to refuse service to customers without any given reason.

LifeSteps Financial will use reasonable efforts to include accurate and up-to-date information. However, LifeSteps Financial does not warrant and cannot guarantee the accuracy or completeness of the information, text, graphics, links, and other items contained on this server or any other server as such information is received by you because LifeSteps Financial cannot control the transmission of information over this medium.

LifeSteps Financial makes no representation about the suitability of this documentation for any purpose. It is provided “as is” without express or implied warranty. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

LifeSteps Financial does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. LifeSteps Financial does not warrant or make any representations regarding the use of, or the results of the use of, the materials on this site.

RESTRICTIONS ON USE OF MATERIALS

This site is owned by LifeSteps Financial (referred to as “LifeSteps Financial,” “we,” “us,” or “our” herein). No material from lifestepsfinancial.com or any Website owned, operated, licensed or controlled by LifeSteps Financial may be copied, modified, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may copy, save or print the materials on any single computer for your personal, noncommercial home use and information, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of LifeSteps Financial’ copyright and other proprietary rights. The use of any such material on any other Website or networked computer environment is prohibited.

SUBMISSION

LifeSteps Financial welcomes your comments regarding our Website. While we do value your feedback, we ask that you not submit to us any suggestions, material, ideas or creative concepts for new, modified or different products or services via this Website. LifeSteps Financial requests this in order to avoid confusion in the future regarding the origin of the concept, product or service.

If, despite our request that you not send us any creative material, you in fact send us creative suggestions, ideas, concepts or other information (collectively, the “Information”), such Information shall be deemed by LifeSteps Financial to be, and shall remain, the property of LifeSteps Financial. None of the Information shall be subject to any obligation of confidence on the part of LifeSteps Financial and LifeSteps Financial shall not be liable for any use or disclosure of any Information. Without limiting the foregoing, LifeSteps Financial shall exclusively own all rights to the Information of every kind and nature and shall be entitled to unrestricted use of the Information for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Information.

AVAILABILITY OF PRODUCTS

Unless otherwise specified, the materials in the site are presented solely for the purpose of educating the user about the products and services of LifeSteps Financial. This site is controlled by LifeSteps Financial from its offices within the State of Caifornia, United States of America. LifeSteps Financial makes no representation that any or all of the materials in the site are appropriate or available for sale in any or all locations. LifeSteps Financial only conducts business in the United States. Not all products and services described are available in all states of the U.S. Those who choose to access this site do so on their own initiative and are responsible for compliance with United States and local laws, if and to the extent such laws are applicable.

GOVERNING LAW

This agreement shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties.

SERVICE MARK/TRADEMARK INFORMATION

LifeSteps Financial is a trademark of LifeSteps Financial. Unless otherwise indicated, all trademarks, service marks, and trade names are proprietary to LifeSteps Financial or one of its affiliates. LifeSteps Financial enforces its intellectual property rights.

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