Noise is all around us. Many times, we pay close attention and other times, we tend to tune it out. Take summer vacation for example. It’s time for summer vacation and the cross-country family Road Trip!!!! The kids are in the car, the bags are packed, the dog is in the back seat chewing on…
DetailsLooking Back at May As expected the market volatility has continued throughout this month. Some positives for the market were: Oil prices have receded from their highs, the ten-year treasury bill has temporally dropped below 3%, and a new law was signed into effect which should give the smaller banks a less stringent regulatory environment.…
DetailsWhen companies have extra cash resources and no other investment alternative, they will often choose to buy back their own stock. There are a few reasons why a company would want to buy their own shares back: When they buy back shares, there are fewer shares on the market to be traded. The price of…
DetailsWhen planning a vacation or new adventure, you most likely will do some research, create a plan and even those “non-planners”, usually have some type of map. The same is true of your financial future. To get where you want to be, you should have a financial roadmap. That map should provide the picture of…
DetailsLooking Back at April In April, we had some noticeable swings in the stock market, although the S&P did end the month slightly up from where it started. Fear of quickly rising interest rates has been a major influence on market behavior. We have seen the 10-year Treasury bond rate go from 2.06% in September…
DetailsA Trade War is conflict between two or more countries using tariffs (similar to a tax) to help each country create a positive import/export balance. Trade Wars may begin when one country places a tariff (like a tax) on a good that is imported into the country at a lower price than the same domestically…
DetailsAs a follow up to a recent article that I provided on various types of insurance, if I knew whether a homeowner’s insurance policy would provide coverage when the named insured was not the owner of the property – specifically, the property was actually owned by them as Trustee of their revocable living trust. It was…
DetailsPerspective: The steady rise of the stock market in 2017 quickly became the “new normal”. It makes us forget that twists and turns of the stock market are “normal” and that we strive to look at the long-term picture when planning for the future. We recently saw an article penned from an investor’s point of…
DetailsIn the past few weeks, I have had several interactions with clients and advisors about business insurance. Unfortunately, the discussions were after losses occurred and required me to explain why there was no insurance coverage. This has reminded me, again, that there is a great lack of understanding about what types of insurance coverage are…
Details