LifeStepsTM Financial is an independent Registered Investment Adviser (RIA) that provides integrated financial planning, financial asset and investment management and family office services. We work with individuals & multi-generational families, business owners & entrepreneurs, professionals & executives and privately-held businesses.
What is an RIA?
An RIA offers services for a fee and acts as a fiduciary for clients. By definition, a fiduciary manages the assets of a client and has a legal and ethical obligation to put the client’s interests first. This helps eliminate any potential conflicts of interest that may arise from incentives offered by funds or other investment options. As an independent adviser, we are unaffected by in-house investment programs and we have a transparent fee structure (based on the value of the portfolio, termed assets under management) that compensates us based on the value of the client assets we manage.