Unconventional (Alternate) Investment Opportunities

Financial Advisors often get asked about Investment Opportunities outside of the mainstream.  While these options are not typically offered as part of a Financial Plan, a professional financial advisor can provide insight and help evaluate the upside and the risk in these types of investment options. There are numerous alternate, or unconventional, investment options.  The…

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Real Estate Investment Trusts (REITS)

A real estate investment trust, known as a REIT, is a company that owns income-producing property.  As a small investors, you can purchase shares of a REIT (if they are publicly traded) through an ETF or mutual fund. There are several types of REITS.  Two of the most common are Equity REITS and Mortgage REITS.…

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Can the Market Continue Its Move Up?

Looking Back at February January and February have been very productive months for the market. Most US companies have reported earnings for last quarter.  In general, while not as robust as last year, they are positive.  The Federal Reserve (Fed) has decided to keep interest rates where they are for the moment, while continuing to…

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Technical Analysis

There are two basic philosophies for analyzing the stock market, one is fundamental analysis, the other is technical analysis.  Fundamental analysis looks at the economic and financial factors that influence a business (financial statements, future projections, etc.).  Technical analysis, on the other hand, exams the price movement of a security. Technical analysis looks at the…

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Estate Plans Are Living Documents

It is important for the financial wellness of an individual, family or business, for that matter, that the Estate or Business plan be revisited at least annually.  A lot goes on over the course of a year.  It may seem to go by slowly, but the dynamics are always changing the landscape of finances.  Whether…

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A December to Remember

Looking Back at December I’m sure we’ve all had a few sleepless nights over the market the last few months.  And, being anxious over the swings is understandable. There are several reasons for the volatility – some, somewhat logical;  others, emotional: 1) Computer algorithms that trigger buy or sell signals when certain limits are hit…

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Cybersecurity: What You Need to Know

Cybercrimes aren’t anything new, but cyber attackers have become sneakier and more aggressive. As a result, companies are becoming increasingly proactive about protecting their technological profiles, especially as some of the biggest data breaches in recent history happened to companies such as Yahoo, JP Morgan Chase, Target, Starwood Hotels, eBay and more. The Yahoo data…

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Yield Curve

A yield curve is a graph that plots interest rates at a certain point in time for different length bonds (of equal credit quality).  The most common yield curve compares the 3-month, 2-year, 10-year and 30-year US Treasury debt.  The rates serve as a guide for other rates, such as mortgage rates or bank lending…

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A Tough October Turned Into a Tougher November

Looking Back at November November was perhaps the most volatile month in 2018. Two major conditions that influenced the market: The fear that the Federal Reserve Bank (Fed) would continue to raise interest rates in December (and several more times in 2019) and the uncertainty of trade with the possibility of increased tariffs. Both conditions “spooked” the…

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